Benefits

Normal PSLF Requirements

Included in Limited PSLF Waiver Until Oct. 31

Direct Loan payments only

Payments on Direct, Perkins, or FFEL Loans

Payments through Standard or income-driven repayment plans only

Payments through any repayment plan (including Graduated, Extended, and others)

Full, on-time payments only

Late or partial payments

Must be employed full-time by a qualified employer at the time of applying for forgiveness

Can get forgiveness if not employed by a qualifying employer at the time of applying for forgiveness

Period of service for Teacher Loan Forgiveness (TLF) can’t also count toward PSLF

Period of service for TLF can count toward PSLF, as long as you certify employment for that period

120 payments required

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